Tire Sales & Service

Tire service insurance with ISE Insurance Services

Operating a tire service business involves specific risks related to servicing and maintaining vehicles. Here are some of the most important insurance coverages for tire service businesses:

Garage Liability Insurance

• Protects against bodily injury and property damage claims arising from the operations of the tire service business. This includes accidents that occur on the premises or as a result of the business operations.

Garage Keepers Insurance

• Provides coverage for damage to customers’ vehicles while they are in the care, custody, and control of the tire service business. This is crucial, especially during the tire installation or repair process.

Commercial Property Insurance

• Safeguards the physical assets of the business, including the building, tools, equipment, and inventory, against perils such as fire, theft, vandalism, and natural disasters.

Commercial Auto Insurance

• Covers liability and physical damage for vehicles used for business purposes, including service trucks or vehicles used to transport tires and equipment.

Workers’ Compensation Insurance

• Mandatory in many places, workers’ comp provides coverage for medical expenses and lost wages if employees are injured on the job.

Business Interruption Insurance

• Helps cover the loss of income and operating expenses if the tire service business is temporarily closed due to a covered peril, such as fire or natural disaster.

Equipment Breakdown Insurance

• Covers the repair or replacement of malfunctioning equipment, such as tire mounting and balancing machines, due to mechanical breakdowns.

Product Liability Insurance

• Protects against claims related to injury or damage caused by defects in the tires sold or serviced by the business.

Cyber Liability Insurance

• Protects against financial losses resulting from data breaches or cyberattacks, especially if the tire service business handles customer information digitally.

Employment Practices Liability Insurance (EPLI)

• Protects against claims related to employment issues, such as wrongful termination, discrimination, or harassment.

Commercial Umbrella Insurance

• Provides additional liability coverage beyond the limits of primary liability policies, offering extra protection in case of large lawsuits.

Crime Insurance

• Protects against theft, fraud, or embezzlement by employees or third parties.

Environmental Liability Insurance

• Covers the costs associated with pollution cleanup and liability resulting from accidental spills or contamination that may occur when handling hazardous materials in the tire service industry.

Working closely with an experienced insurance professional will help tailor an insurance package that meets the specific needs and risks of your tire service business.

Contact Us

Contact the insurance experts at ISE Insurance today to see how we can protect what’s important to you.