Tire Sales and Service Insurance in Tracy, CA

Selling and servicing tires can fulfill a vital need for your customers and community. Cars, trucks and other vehicles are only as safe as their parts, and tires are among the last components that motorists can afford to be lax about. This importance puts inherent responsibility on your business and its employees, as even slight errors or isolated issues could have dire consequences. Understanding and retaining appropriate insurance is crucial.

What Kinds of Insurance Does My Business Need?

Although tire sales and service businesses provide essential products and services, insurance carriers may not offer prearranged packages tailored to your needs. Fortunately, you can work with a qualified broker to put together your own combination of coverage. Consider how the following may address relevant risks and exposures:

• Garage keepers liability insurance can cover damage sustained by customers’ vehicles while they’re in your care or custody.
• Commercial auto insurance may help manage the financial ramifications of incidents involving your business’s vehicles, such as tow trucks, and is legally required in California.
• General liability insurance can assist with third-party losses for which you’re at fault, such as if a customer is injured at your business. Policies typically include product liability coverage, which can cover losses if you accidentally sell someone defective tires.
• Commercial property insurance can cover your business’s buildings, equipment, tools, electronics and inventory.
• Workers’ compensation insurance is legally required for most California employers. Payouts can help manage medical bills, legal costs and other losses resulting from employees’ on-the-job injuries or illnesses.
• Business interruption insurance can compensate your company for losses and expenses following covered incidents that disrupt normal operations.
• Equipment breakdown insurance can assist with repair or replacement costs if your business’s machinery malfunctions or breaks down.
• Commercial umbrella insurance establishes a secondary layer of liability coverage should other policies’ limits be exhausted.

Get the Right Coverage

Contact ISE Insurance Services in Tracy, California, today to learn more about coverage options for your tire sales and service business.