Construction Equipment Dealers in Tracy, CA

Construction firms and contractors rely on many tools and equipment to get their jobs done on time and while maintaining safety on a job site. As a business that supplies these essentials, your company must take its responsibilities seriously; even slight defects or misunderstandings could contribute to catastrophic accidents. In such situations, suitable insurance may make all the difference in curbing your company’s financial and reputational losses.

What Is Dealers Insurance?

Although not likely a named product available from many carriers, construction equipment dealers insurance packages can often be assembled from many commonly available policies. Each piece of your coverage portfolio can address relevant risks and exposures, potentially combining them to form a versatile financial shield against possible incidents.

What Types of Insurance Do I Need for My Business?

No two businesses are identical, but many involved in dealing with construction equipment may share common risks and exposures for which their insurance must account. When exploring coverage options, consider the following:

• General liability insurance can help pay for customers’ and other parties’ losses for which you’re at fault, including those arising from defective or flawed products.
• Professional liability insurance may insulate your company from legal expenses and losses if a client or customer alleges that you provided inaccurate advice, such as recommending the wrong equipment for a job.
• Commercial property insurance can help manage losses involving your own property, including your buildings, equipment and inventory. Covered perils typically include fires, burglaries, theft, vandalism and certain types of water damage.
• Business interruption insurance may offer aid if you cannot operate normally, such as recouping lost income and paying ongoing expenses.
• Workers’ compensation insurance is typically required in California and may help manage the financial ramifications of employees’ on-the-job injuries and illnesses.
• Commercial auto insurance is also legally required in the Golden State for businesses that use automobiles. For example, if you use vans or trucks to deliver products, you’ll need this type of policy.
• Inland marine insurance can be essential for tools and equipment you may transport or store off-site, such as if you bring examples to trade shows.

We’re Here to Help

Contact ISE Insurance Services inTracy, California, today to learn more about coverage options and compare personalized quotes.