Keep the 4th of July Happy!!

As we head into the holiday week a few helpful tips to keep things happy.

Fire Safety

If you are using fireworks (legal or other):

• Have Adult (and sober) supervision at all times
• Keep small children away
• Keep water (hose) ready to use at all times
• Dispose of ALL used fireworks in a WATER FILLED bucket
• Obey all state and local ordinances
• DO NOT put used fireworks into your regular trash can before they have soaked overnight

Pets

• Your pets may get stressed and try to run – keep them securely locked up
• Try to keep them in a quiet area of your home – perhaps some background music
• If your animal has a severe reaction – speak to your vet – this week – to see what they recommend ( medication?)

Driving

• Lot’s of parties and alcohol – designate a 100% sober driver
• Be extra alert for other drivers that may be drunk / DUI

Insurance

Before this weekend check your homeowners policy for:

• Deductible – how much will you have to pay if a firework lights up your life?
• Coverage A – is your coverage sufficient to rebuild your home?
• Coverage C – Do you have enough coverage to buy all your personal belongings new again? (Jewelry, Guns, Furs, Coins, stamps, etc. all have special limits (low))
• LOSS of USE – Do you have enough coverage ( both $ limit and length of time) for your family to live elsewhere while you are being rebuilt?